It’s not as good for predicting credit worthiness as FICO scores but can be an acceptable substitute to pretest your ability to get a loan. The Total Protection plan includes access to VantageScore 3.0 ratings based on data from all three credit bureaus. PrivacyGuard Total Protection review: Credit scores and monitoring After three months I canceled the service. I looked for alerts and saw if there were any new articles to read. Several times a week, I checked in with PrivacyGuard to see my credit scores using a variety of computers. PrivacyGuard Total Protection review: How we testedĭuring the summer 2022, I signed up for and paid for PrivacyGuard’s Total Protection coverage with a credit card. The company is not rated by the Better Business Bureau. There are no family plans available, but the individual plans can be used by up to 10 children for Social Security number abuse. By contrast, others can protect five or 10 systems or McAfee’s unlimited number of computers.
#PRIVACY GUARD SECURITY WINDOWS#
Total Protection comes with Norton Internet Security malware scanning and defenses to protect a single Windows computer. It’s a nice balance with PrivacyGuard’s $1 million in identity insurance and credit monitoring. The Total Protection plan costs $25 a month, puts it all together and was the plan I used. Its monthly merged credit report includes aspects from each service as well as credit simulators and financial calculators but lacks some of the details of the individual agency reports. It includes credit monitoring, scores and tracking for all three bureaus as well as VantageScore 3.0 ratings for each. PrivacyGuard’s Credit Protection trades the insurance for credit scores and monitoring at $20 a month. On the other hand, it lacks payday loan protection as well as watching for home title changes and doesn’t have two-factor authentication. The Individual Protection plan watches for address changes and scans the dark web for instances of your personal identifiers online. It monitors your personal information, like driver’s license, credit cards and bank accounts, email addresses, phone numbers as well as the expected Social Security number and date of birth.
Forget about getting credit scores or monitoring, but the plan includes $1 million of insurance to cover stolen funds as well as an army of lawyers, consultants and accountants. The Individual Protection subscription costs $10 a month, making it inexpensive but not the cheapest ID plan around.
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